Use of Content on the Site-You may view, download, and print contents from the Site subject to the following conditions: (a) the content may be used solely for information purposes of a personal and non-commercial nature; (b) the content may not be modified or altered in any way; and (c) you agree to retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not reproduce, republish, or publically display, perform or distribute, or otherwise use the materials or content of this site for any public or commercial purpose or prepare any modification or prepare derivative works based on the contents from the Site.

You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of AMBEST without the express written consent of AMBEST. You may not use any meta tags or any other "hidden text" utilizing AMBEST's name or trademarks without the express written consent of AMBEST. You may not use any AMBEST logo or other proprietary graphic or trademark as part of the link without express written permission. Any use of these materials on any other website or networked computer environment for any purpose not authorized by AMBEST in writing is prohibited.

You do not acquire any ownership rights to any content in the Site. Any unauthorized use terminates the permission or license granted by AMBEST, and you must immediately destroy any downloaded or printed materials.